Showing posts with label identity theft. Show all posts
Showing posts with label identity theft. Show all posts

Monday, January 12, 2015

Elder Financial Abuse

Elder financial abuse is the theft or embezzlement of money or any other property
from an elder. It can be as simple as taking money from a wallet and as complex
as manipulating a victim into turning over property to an abuser. This form of abuse
can be devastating because an elder victim’s life savings can disappear in the blink
of an eye, leaving them unable to provide for their needs and afraid of what an
uncertain tomorrow will bring.

It's sad, but estimates show that millions of seniors are victimized by financial abuse each year. The most frequent type of elder abuse is perpetrated by a family member who uses the resources of an elderly relative for their own benefit. Signs of elder financial abuse include unpaid bills, missing valuables, comments from the elderly person and isolation.

If you are or know a victim of elder financial abuse, you can call the Elder Abuse Hotline of the Maine Department of Health and Human Services Adult Protective Services Division at         1-800-624-8404.

Saturday, May 17, 2014

Obtaining a Copy of Your Credit Report.

Question: I’ve been hearing a lot about Identity Theft. How would I go about obtaining a copy of my credit report to make sure it contains correct information?

Answer: Federal law requires that each of the three reporting agencies (Equifax, Experian, and TransUnion) give you a free credit report every 12 months, upon request. 

You can order your free report from
www.AnnualCreditReport.com, a site authorized by the Federal Government. You usually get the report immediately by ordering online. You may also make a request by phone or mail.  This could take up to 15 days. 

To request your report by phone, call 1-877-322-8228 and there will be a simple verification process. To request your report by mail, download the request form, print it and mail it to:
      Annual Credit Report Request Service
      PO Box 105281
      Atlanta, GA.  30348-5281

Please be advised that these reports do not include your credit score. It contains all the information that a credit reporting agency has gathered about you.